Quick answer: For 2027, Aetna offers one HMO (Medicare Select) and a group of PPOs in Volusia and Flagler, including Eagle Giveback, which reduces your Part B premium by $120 a month and doesn’t include drug coverage. Aetna also sells Medicare Supplement plans in Florida. Compare your Aetna options with us between October 15 and December 7.
Aetna is part of CVS Health, and many of its 2027 plans add a CVS Over-the-Counter Wallet on the Aetna Medicare Extra Benefits Card. The trick with Aetna this year is that the plans look alike at first glance, with mostly $0 premiums and the same drug deductible, but the specialist copays and dental allowances are quite different. Here’s what the 2027 Summaries of Benefits show for Volusia and Flagler.
| Plan | Plan ID | Type | Monthly premium | Max out-of-pocket | PCP / specialist | Drug deductible | Dental (non-Medicare) | OTC |
|---|---|---|---|---|---|---|---|---|
| Aetna Medicare Select | H1609-059 | HMO | $0 | $3,900 | $0 / $20 | $200 | $0 copay, $1,500 a year | $30 a quarter |
| Aetna Medicare Signature | H5521-705 | PPO | $0 | $7,150 in-network; $10,750 combined | $0 / $75 | $700 | Preventive only | Not listed |
| Aetna Medicare Signature Extra | H5521-434 | PPO | $0 | $7,150 in-network; $10,750 combined | $0 / $65 | $700 | $1,750 a year | Not listed |
| Aetna Medicare Signature Legacy | H5521-269 | PPO | $0 | $6,750 in-network; $10,100 combined | $0 / $67 | $700 | $1,000 a year | Not listed |
| Aetna Medicare Premier | H5521-706 | PPO | $100 | $7,150 in-network; $10,750 combined | $0 / $50 | $700 | $0 copay, $1,500 a year | $45 a quarter |
| Aetna Medicare Eagle Giveback | H5521-306 | PPO, no Part D | $0 | $7,150 in-network | $0 / $55 | No drug coverage | $0 copay, $1,000 a year | $60 a quarter |
Source: each plan’s 2027 Summary of Benefits; premium, MOOP and drug deductible cross-checked with the CMS CY2027 Landscape file (Sept. 2026). In-network figures. Plan year 2027.
Medicare Select is the only Aetna HMO here. It has the lowest out-of-pocket limit in Aetna’s lineup, the lowest specialist copay, and a $200 drug deductible instead of $700. The trade-off is that you choose a primary care doctor and stay in network.
The four Part D PPOs all let you see out-of-network providers, but the specialist copay ranges from $50 to $75 and the dental allowance ranges from preventive-only to $1,750 a year. Premier charges $100 a month and has the lowest PPO specialist copay. If dental work is on your list for 2027, the dental allowance may matter more than the premium.
Eagle Giveback lowers your Part B premium by $120 a month and adds a $60-per-quarter OTC allowance, but it has no Part D. It’s usually a fit for people who get prescriptions through the VA or other creditable coverage.
Special Needs Plans: Aetna also offers Partial Dual Select and Full Dual Select (HMO D-SNP) for people with both Medicare and Medicaid, and Chronic Care (HMO C-SNP) for qualifying chronic conditions, in Volusia and Flagler.
Brevard County: Aetna’s Brevard lineup is much smaller. The 2027 CMS data shows Aetna Medicare Signature (PPO) H5521-433 for Brevard. Call us to compare it with other Brevard options.
Aetna also sells Medicare Supplement plans in Florida, and we’re appointed to offer them. A Supplement works with Original Medicare, so there are no networks and you can see any provider who accepts Medicare. You’d add a separate Part D plan; Aetna’s stand-alone option is SilverScript Choice (PDP). We quote Supplements individually because rates depend on your age, ZIP code and tobacco use. If your Medicare Advantage plan is ending, you may have a guaranteed issue right to buy a Supplement without health questions.
For individual and family coverage in Volusia, we work with Florida Blue, UnitedHealthcare and Health First. See our ACA open enrollment guide.
Moving from a PPO to the Aetna HMO, or from another carrier into Aetna, can mean finding a doctor who’s in network. We have working relationships with several doctors’ offices in our area. If you’re willing to switch, we’ll help place you with a new provider and personally introduce you, so you aren’t starting from scratch.
Other 2027 carrier guides: Florida Blue, UnitedHealthcare, Wellcare, Health First, Freedom Health, HealthSpring (formerly Cigna), Humana and CarePlus, Devoted Health and Optimum HealthCare. For the big picture, start with our Medicare plans overview, our Part D drug plan page and our Medicare Supplement guide.
Yes. Aetna Medicare Select (HMO) H1609-059 is offered in Volusia and Flagler for 2027. It has a $0 premium, a $3,900 in-network out-of-pocket limit and a $200 drug deductible, according to its Summary of Benefits.
Yes. Aetna Medicare Eagle Giveback (PPO) H5521-306 reduces your Part B premium by $120 a month in 2027. It does not include Part D drug coverage.
Among Aetna’s 2027 Volusia plans, Signature Extra (PPO) lists a $1,750 annual dental allowance. Select (HMO) and Premier (PPO) list $1,500.
Yes. Aetna sells Medicare Supplement plans in Florida, and we’re appointed to offer them. Rates depend on your age, ZIP code and tobacco use.
Yes. We work with several local doctors’ offices and will help place you with a new provider and make a warm introduction.
Sit down with us at our South Daytona office or talk by phone. We’ll run your doctors and every prescription through the 2027 plans for your ZIP code.
This page is for general education. Plan availability, benefits, premiums, networks, drug lists and costs vary by county and plan year and can change on January 1 each year. Figures come from each plan’s 2027 Summary of Benefits and the CMS 2027 plan data; always confirm with the plan’s Evidence of Coverage. HealthBrokerFL / USA Benefits Group is an independent insurance agency and is not affiliated with, or endorsed by, Aetna. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.