Medicare Agent in Ormond Beach, FL

Free Medicare Plan Comparison

By Nathan Curry, licensed Medicare broker, USA Benefits Group. Updated October 14, 2026.

We are licensed in 30+ states, appointed with 80+ insurance companies, and our agent in charge has been licensed for 14 years. We show you every plan, not just one company’s, and there is no cost to you because the insurance company pays us.

Book a Free AppointmentCall 386-401-5644

Medicare help for Ormond Beach retirees and new arrivals

Our agency, USA Benefits Group (you may know us as HealthBrokerFL), is an independent broker with its office in South Daytona. That independence means we lay the options out and you decide. Ormond Beach clients usually want Medicare Advantage, Medigap and Part D drug coverage lined up side by side. We are appointed with each Medicare carrier selling plans locally, so every option gets tested against your ZIP code, the doctors you see and the prescriptions you fill.

Many of our Ormond Beach clients are retirees who moved here from another state and are not sure their old plan still fits. Others are turning 65 and want someone local to explain it once, clearly. Our office in South Daytona is an easy drive down US 1 or A1A, and if coming in is hard, we are happy to come to you or talk by phone.

We also help folks in Ormond 55+ communities like Plantation Bay and Hunter’s Ridge, plus snowbirds who split the year between Ormond and up north.

Agent or broker?

A Medicare agent usually represents one insurance company. A broker represents multiple companies. We represent all of the Medicare plans available in Volusia County, so we can lay every option side by side for you.

What Ormond Beach clients ask for most

A lot of my clients want to save on their Part B premium. Some Medicare Advantage plans include a Part B giveback, and for 2026 the largest givebacks can return up to the full standard Part B premium of $202.90 a month. Giveback amounts change for 2027 and vary by plan and county, so we check what is available at your address.

Snowbirds and new Ormond Beach residents

The most common snowbird problem is an HMO from another state. Outside its service area an HMO generally covers only emergency care, urgent care and out-of-area dialysis, so routine care here is not covered. A PPO or a Medicare Supplement travels much better. If you just moved here, moving out of your old plan’s service area gives you a Special Enrollment Period. In my experience, Volusia plans often have better benefits than plans up north, so moving your coverage here can get you better benefits and save you money.

Palm Coast, Flagler Beach and the county line

Yes, we help clients in Palm Coast and Flagler Beach too. Just know that Flagler is a different county with different plans. If you move between Palm Coast and Ormond Beach, you are crossing into a different plan service area, so you will usually need to change plans. A move like that gives you a Special Enrollment Period, and we will help you line up the right plan for your new address.

How it works: 3 simple steps

1. Book a free review. Pick a time online or call 386-401-5644. Come to our office, or we meet at your home, by phone or by video.
2. We compare your options. Education first, no pressure. We help with Social Security timing and Medicare signup, run your doctors, prescriptions and pharmacy against the plans for your ZIP code, and screen for Medicaid and Extra Help.
3. Enroll and we stay with you. We check in every three months during your first year, then every six months, help with claims and billing questions, and review your plan with you every fall.

Plan types we help Ormond Beach residents with

• Medicare Advantage (HMO and PPO), including Part B giveback and special needs plans
• Medicare Supplement (Medigap) plans
• Stand-alone Part D drug plans, plus our Part D late enrollment penalty calculator
• Dental, vision and hearing coverage
• ACA and individual health insurance if you are under 65

Your review is with a licensed agent on our team: Nathan Curry, Catherine Curry, Raymond Steadman, Lindsay Lazrovitch, or Elaine Wait. Meet the team.

Health care and senior resources around Ormond Beach

Our office is about 10 miles south of downtown Ormond Beach, roughly a 20 minute drive without traffic. Plenty of Ormond Beach clients make the trip down US 1, and plenty more never leave home and do the whole review by phone.

Much of the routine care in Ormond Beach happens along West Granada Boulevard, where Halifax Health ExpressCare (1688 W. Granada Blvd.) and AdventHealth Primary Care and Centra Care all have offices. Since those two health systems sit in different plan networks, we look up your actual doctors before comparing anything.

AdventHealth Ormond or Halifax: talk to us first

Plans handle the two hospital systems differently. Some plans have both AdventHealth and Halifax in network. Some have a system’s specialists in network but not its primary care doctors. Some have only Halifax, and others only AdventHealth. If you prefer one hospital system, tell us before you choose a plan. Plenty of Ormond clients also drive to Daytona or Palm Coast for care, so we check those doctors too.

Ormond Beach clients often ask us to keep doctors like Dr. Sandford Kinne III, Dr. David Carpenter, Dr. Leslie Williams and Dr. Aaron Porter, and a lot of the Complete Health doctors on West Granada Boulevard. We do not assume any doctor takes a certain plan. Bring your doctor list and we will check whether each one is in network on any plan before you choose.

New to Ormond Beach and need a doctor? Highly rated local family medicine doctors include Dr. Alfonza McCollum, Dr. Stephen Keen and Dr. Samuel Clarke, and for heart care, Dr. Florentino Lupercio Lopez is a highly rated cardiologist and heart rhythm specialist. Ratings come from public patient reviews. We will check any doctor against the plans at your ZIP code.

If you are new to town, the COA Ormond Beach Senior Center at 351 Andrews Street, just east of US 1, is a good place to meet people, with weekday lunches, games and exercise classes.

Prefer to learn in a group? We host free Medicare seminars at Houligan’s, 1725 W International Speedway Blvd in Daytona Beach, in February, April, June and August. It is central and an easy drive from Ormond Beach or Palm Coast by I-95 and International Speedway Boulevard. We pause seminars during the fall Annual Enrollment Period. The next Daytona Beach seminar is Thursday, February 25, 2027 at 6:30 PM. Reserve your seat for the next free seminar.

For your review we can compare Medicare Advantage, Medicare Supplement and Part D options from the insurance companies we work with.

Ormond Beach ZIP codes we serve

• 32174
• 32176
• 32173
• 32175

Medicare sets the plan menu by county, and every one of those four ZIPs belongs to Volusia. Provider networks are a different story, which is why your street address, physicians and pharmacy get checked one by one.

Ayuda en español

Catherine Curry on our team speaks Spanish.

¿Prefiere hablar en español? Catherine Curry le ayuda a comparar sus opciones de Medicare sin costo. Llame al 386-401-5644.

What clients say

“Nathan took the time to educate them, answer every question, and walked them through their options without pressure.” (Sharon Otaguro, Google review shown on healthbrokerfl.com)

Rated 5.0 stars from 282 Google reviews.

Frequently asked questions

Is there a Medicare agent near me in Ormond Beach?

Yes. USA Benefits Group (HealthBrokerFL) is at 913 Big Tree Road in South Daytona, about 20 minutes from Ormond Beach. We meet at our office, at your home, by phone or by video, and our help is free. Call 386-401-5644.

Do Medicare plans in Ormond Beach cover both AdventHealth and Halifax?

It depends on the plan. Some include both systems, some include one system’s specialists but not its primary care, and some include only Halifax or only AdventHealth. If you prefer one hospital system, tell us before you choose.

Do you help Medicare clients in Palm Coast and Flagler Beach?

Yes. Flagler County has different plans than Volusia, so moving between Palm Coast and Ormond Beach usually means changing plans. The move gives you a Special Enrollment Period, and we help you pick the right plan for your new address.

Can I get a Part B giveback plan in Ormond Beach?

Some Medicare Advantage plans in Volusia County include a Part B giveback. For 2026 the largest givebacks can return up to the full standard Part B premium of $202.90 a month. Amounts change for 2027 and vary by plan, so we check what is available at your address.

I am a snowbird with an HMO from another state. Will it work in Ormond Beach?

Usually only for emergency care, urgent care and out-of-area dialysis. A PPO or a Medicare Supplement usually works better if you split your time between states.

Is there really free help comparing Medicare plans near Ormond Beach?

Yes. USA Benefits Group in South Daytona compares Medicare Advantage, Medicare Supplement (Medigap), and Part D plans for Ormond Beach residents at no cost to you.

How long is the drive from Ormond Beach to your office?

About 10 miles, or roughly 20 minutes without traffic, to 913 Big Tree Road in South Daytona. If the drive is not convenient, we can do the entire review by phone or video, or meet at your home.

My doctors are on West Granada Boulevard. Will they be in my plan?

It depends on the plan and the health system your doctor belongs to. Halifax Health and AdventHealth both have offices on West Granada, and plan networks treat them differently, so we check each of your doctors by name before you choose.

Book your free Medicare review

Bring your Medicare card, your list of doctors, and your medications. Office hours are Monday to Friday 9am to 6pm, and Saturday by appointment.

Book a Free AppointmentCall 386-401-5644

Other Volusia towns we serve: South Daytona · Edgewater · Daytona Beach Shores · New Smyrna Beach · Holly Hill

USA Benefits Group (HealthBrokerFL), 913 Big Tree Road, South Daytona, FL 32119 · 386-401-5644 · ncurry@healthbrokerfl.com

Not connected with or endorsed by the United States government or the federal Medicare program. Curry Insurance Brokerage LLC, Florida agency. Agent in charge: Nathan Curry. Verify Nathan Curry’s Florida license

We represent all of the Medicare plan organizations available in Volusia County. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.