Yes, you can get free, no obligation help comparing Medicare plans in Ormond Beach. USA Benefits Group (HealthBrokerFL) is an independent, licensed Medicare broker that compares plans from many insurance carriers side by side, based on your doctors, prescriptions, and budget. Our local office is at 913 Big Tree Rd in South Daytona, and we also meet by phone, video, or at your home. Call 386-401-5644 to book a free review.
We’re appointed with every Medicare carrier in Volusia County, our help costs you nothing, and we’ll show you every plan, not just one company’s.
Book with a Licensed Agent · Call 386-401-5644
Local, independent Medicare help for Ormond Beach
USA Benefits Group, also known as HealthBrokerFL, is an unbiased, independent insurance broker based in South Daytona. As an independent agency, we present options to you. You make the choices. We compare Medicare Advantage, Medicare Supplement (Medigap), and Part D drug plans. We are licensed and appointed with every Medicare carrier and plan accessible in the area, and we check each one against your ZIP code, your doctors, and your prescriptions.
Many of our Ormond Beach clients are retirees who moved here from another state and are not sure their old plan still fits. Others are turning 65 and want someone local to explain it once, clearly. Our office in South Daytona is an easy drive down US 1 or A1A, and if coming in is hard, we are happy to come to you or talk by phone.
Your review is with a licensed agent on our team: Nathan Curry, Catherine Curry, Lindsay Lazrovitch, or Raymond Steadman. Meet the team.
Who this is for
- Turning 65. Your Initial Enrollment Period is usually the 3 months before your birthday month, that month, and the 3 months after. We help you time Part B and choose a plan.
- Deciding between Medigap and Medicare Advantage. Medigap works with Original Medicare for more predictable costs. Medicare Advantage is a private plan, often with a network and extras like dental and vision. Switching later can be harder, so we explain the tradeoffs first.
- Checking Part D drug coverage. We run your actual medications through each plan.
- Reviewing 2027 plan changes. Plans mail an Annual Notice of Change each fall. The Annual Enrollment Period runs October 15 to December 7, 2026, and changes start January 1, 2027.
- Your plan is leaving your county. You will get a letter and a chance to choose new coverage. Call us early so you are not rushed.
Ormond Beach ZIP codes we serve
- 32174
- 32176
- 32173
- 32175
Plan choices are set by county, and all four Ormond Beach ZIP codes are in Volusia County. Networks still vary, so we always check your exact address, your doctors, and your pharmacy before you choose.
Ayuda en español
Catherine Curry on our team speaks Spanish.
¿Prefiere hablar en español? Catherine Curry le ayuda a comparar sus opciones de Medicare sin costo. Llame al 386-401-5644.
What clients say
“Nathan took the time to educate them, answer every question, and walked them through their options without pressure.” (Sharon Otaguro, Google review shown on healthbrokerfl.com)
Rated 4.9 stars from 262 Google reviews.
Free help from us, and free help from SHINE
SHINE (Serving Health Insurance Needs of Elders) is Florida’s free, unbiased Medicare counseling program, reachable at 1-800-963-5337. It is a good resource.
We are free to you too. Brokers are paid by the insurance companies, not by the client, and your premium is the same either way. What we add is a licensed agent who compares many carriers, handles the enrollment with you, and stays a local phone call away.
Frequently asked questions
Is there really free help comparing Medicare plans near Ormond Beach?
Yes. USA Benefits Group in South Daytona compares Medicare Advantage, Medicare Supplement (Medigap), and Part D plans for Ormond Beach residents at no cost to you. The state SHINE program also offers free counseling at 1-800-963-5337.
How do Medicare brokers get paid if the help is free?
Brokers are paid by the insurance company when you enroll, not by you. Your premium is the same whether you enroll with us, directly with the carrier, or on Medicare.gov.
When can I change my Medicare plan for 2027?
The Annual Enrollment Period runs October 15 to December 7, 2026. Changes you make then start January 1, 2027. If you are turning 65 or your plan is leaving Volusia County, you may have other enrollment windows.
Should I pick Medigap or Medicare Advantage in Ormond Beach?
It depends on your doctors, your health, how much you travel, and how you prefer to pay for care. Medigap usually costs more each month but lets you see any doctor who takes Medicare. Medicare Advantage often has lower premiums and extra benefits but uses a network. Switching from Advantage to Medigap later can require health questions in Florida, so it helps to decide carefully the first time.
Can I get help in Spanish?
Yes. Catherine Curry on our team speaks Spanish and can walk you through your Medicare options in Spanish by phone, video, or in our office.
Book your free Medicare review
Call 386-401-5644 or Book with a Licensed Agent. Bring your Medicare card, doctors, and medications.
USA Benefits Group (HealthBrokerFL), 913 Big Tree Rd, South Daytona, FL 32119 · 386-401-5644 · ncurry@healthbrokerfl.com
Not connected with or endorsed by the United States government or the federal Medicare program. Curry Insurance Brokerage LLC, Florida agency. Agent in charge: Nathan Curry. Verify Nathan Curry’s Florida license
We represent all of the Medicare plan organizations available in Volusia County. You can also contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHINE in Florida) to get information on all of your options.